05/20/2012 06:35:46 PM
Auto
Massachusetts Auto Insurance
Commercial
For all your business needs.
Home
Complete protection for Home owners.
Group Benefits
Employee Benefit Programs
Home
|
Products
|
Services
|
Staff
|
Contact Us
|
Carriers |
Search
9. I HAVE SPECIFICALLY INSURED ANTIQUE ITEMS LISTED ON MY HOMEOWNERS POLICY. IF I HAVE A TOTAL LOSS, WOULD THE INSURANCE COMPANY PAY ME THEIR INSURED VALUE?
Your insurance company would first confirm the value of the items with one or more independent antique dealers. You should then be paid a dollar value based on the dealer(s) estimate of the worth of the antique items. If you disagree with the settlement offered by your insurer, then you can follow the dispute resolution process outlined in your policy. There is a simpler way. Get appraisals and have your agent establish the stated values in the policy. You should also keep your appraisals up-to-date.
Source: Massachusetts Department of Insurance
Request a Quote
Auto Quote
Watercraft Quote
Business Insurance
Homeowners Insurance
Health/Life Insurance
Renters Insurance
Motorcycle Insurance
Staff Directories
Administration & Sales
Commercial Lines
Personal Lines
Home Owner Insurance
Homeowner Insurance
Home Insurance Basics
Homeowner Quote
Report Damage / Loss
Filing a Claim
Renters Insurance
Why Renters Insurance
UltraVision Agency Portal v.1.0
Copyright 2003, UltraVision Technologies, Inc. All Rights Reserved.